Cyber-incident warranty for SMBs

When your cyber insurance won't pay, Cork will.

Cork Cyber, included with your SynergyIQ-managed security stack, adds a dedicated warranty layer that covers the gaps cyber-insurance carriers love to deny — at no extra cost to your team.

SynergyIQ is a managed IT, cybersecurity, and workflow-automation provider based in Richmond, Texas, serving small businesses and healthcare practices across Greater Houston (Sugar Land, Katy, Pearland, Missouri City, Fort Bend County).

47%of cyber claims denied or short-paid
$250kCork warranty coverage
$0deductible
Fully Managed Solution
Cork Cyber · Managed by SynergyIQ

How much does Cork Cyber cost for a Houston small business?

Included free with SynergyIQ Managed Security plans. SynergyIQ deploys, monitors, and supports Cork Cyber for your team end-to-end — the price covers the platform license, deployment, ongoing tuning, alert response, monthly reporting, and Texas-local human support. Most Cork Cyber deployments are live within 48–72 hours of kickoff.

SynergyIQ is a managed IT, cybersecurity, and workflow-automation provider based in Richmond, Texas, serving small businesses and healthcare practices across Greater Houston (Sugar Land, Katy, Pearland, Missouri City, Fort Bend County). SynergyIQ deploys and operates Cork Cyber for clients who want enterprise-grade cyber warranty & coverage overlay without hiring an internal IT team. Pricing is per-user or per-endpoint, billed monthly, with no long-term contract beyond the first 90 days.

Cyber insurance pays out less than half the time.

Carriers are losing money on cyber, so they've quietly tightened underwriting and denial criteria. "You didn't have MFA on that admin account" = denied. "Your backup wasn't immutable" = denied. "Suspected nation-state actor" = denied.

Coverage exclusions are everywhere

Common denials: missing MFA on one user account, unpatched system in scope, unencrypted laptop, third-party vendor as initial vector, social engineering not phishing-specific. Read your policy — it's grim.

Claims take 90-180 days

Average cyber-insurance claim cycle in 2024: 4-6 months from incident to first dollar paid. Meanwhile your business is bleeding cash for ransom payment, forensics, downtime, and notification.

Premiums keep climbing

Cyber insurance premiums rose 28% in 2024 (Marsh McLennan). Many SMBs are now uninsured or radically underinsured — they self-insure by accident.

A warranty, not an insurance policy.

Cork pays out within 30 days when a covered incident occurs on a SynergyIQ-managed environment. No deductible. No subrogation. No 'you didn't have MFA' denial.

$250,000 coverage per incident Direct first-dollar payout covering ransom, forensics, breach notification, and business interruption.
30-day claim resolution Cork's warranty model is contractual, not actuarial — payouts are tied to documented incident response, not insurance underwriting disputes.
Stacks with existing cyber insurance Cork pays first. If your insurance also covers, that's bonus. We've seen clients receive both.
No additional cost from SynergyIQ Included automatically when you're on a SynergyIQ Managed Security plan. Yes, really — it's part of our offer, not an upsell.
Zero-deductible Cyber insurance deductibles average $25-50k. Cork has a $0 deductible on covered incidents.
Covers what insurance won't Social engineering, business email compromise (BEC), insider threats, and third-party-vendor breaches all explicitly covered.

How exposed are you on the coverage gap?

Estimate your real exposure between what your cyber insurance covers and what an actual incident costs. Industry data from Coveware, Marsh, and the FBI IC3 2024 report.

Your numbers

Drag any slider — results update instantly.

Estimates are directional and based on industry benchmarks. Actual results vary by environment, industry, and existing controls. SynergyIQ provides custom analysis as part of a free consultation.

What you actually get for the price

A clear-eyed comparison of going it alone versus letting SynergyIQ run the platform for you.

Capability Self-managed SynergyIQ-managed
Time to payout90-180 days30 days
Deductible$25-50k typical$0
Denial rate~47% of claimsContractual
Social engineering coveredOften excludedExplicitly covered
BEC/wire fraudSub-limitedCovered

Things Houston businesses actually ask us

Is Cork a replacement for cyber insurance?
No — Cork is an overlay. It pays first, alongside your existing cyber policy. Many SynergyIQ clients keep their cyber insurance for the larger-incident catastrophic layer, and use Cork for the first $250k that insurance often disputes.
Who qualifies for the Cork warranty?
Any business operating SynergyIQ's Managed Security stack qualifies. Cork's underwriting is on us as the managing partner — you don't have to fill out a 40-page security questionnaire.
What's actually covered?
Ransomware response (ransom + recovery), forensics investigation, breach notification, regulatory fines, business interruption losses, social engineering, BEC fraud, and third-party-vendor-caused breaches. The full schedule is in the warranty agreement we provide before signup.
Does this cost extra?
On SynergyIQ Managed Security plans (which include Blumira + endpoint security + monitoring), Cork is included at no additional charge. We pay Cork's program fee as part of our partnership.
How do I claim?
Call (832) 617-0477 the moment you suspect an incident. SynergyIQ initiates the incident response, Cork's claim, and your cyber insurance claim in parallel. You focus on running your business.

Ready to make Cork Cyber part of your stack?

Included free with SynergyIQ Managed Security plans. Book a 15-minute call with Irfan — he'll review your environment and give you a clear quote within 24 hours. No pressure, no jargon.

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